Many insurance plans offer some degree of coverage for custom orthotics when deemed medically necessary—but how much, certain requirements, and limitations vary between providers. Custom orthotics are sometimes classified as "Durable Medical Equipment" (DME) by insurance companies, however, coverage classification differs depending on the insurer. In some cases, they might be categorized as orthotics, prosthetics, or even podiatry services. It is important to review your policy requirements carefully to determine the correct classification, what percentage is covered, and whether prior authorization or a doctor's prescription is required. Some plans may require a letter of medical necessity from a podiatrist before approving a claim for orthotics.